The procedures for handling company accounts are as follows:
(1) Opening a RMB account
After obtaining the business license and engraving the official seal, the company can open an account in the bank and open a bank settlement account. According to the relevant regulations of China People's Bank on the management of settlement accounts, each company can only open one basic deposit account for withdrawing cash and daily settlement funds, and other general accounts can be opened according to business needs.
1. Information to be prepared for opening an account
1) copy of business license and its copy;
2) Organization code certificate and its copy;
3) A copy of the legal representative's ID card;
4) The non-legal representative who keeps the seal shall sign the corresponding power of attorney;
5) Official seal, special financial seal and reserved seal;
6) Copy of the ID card of the agent (generally required by ICBC);
7) Copy of company tax registration certificate (including national tax and local tax) (generally required by China Merchants Bank);
8) House lease agreement (generally required by basic bank);
9) Other required supporting documents.
2. Check the purchase procedures.
1) manager photo;
2) Copy of the ID card of the agent (generally required by ICBC);
3) Set the account opening password (usually required by ICBC).
Step 3 Buy and receive checks
1) cheque book (photo of the manager and copy of ID card)
2) Account Opening Permit (ICBC)
3) Reserve the bank seal, and fill in the list of the handling fee and production fee at that time (first get it back from the bank, fill it out and stamp it when purchasing, then take it to the bank, transfer the cheque to 30 yuan, and cash the cheque to 20 yuan, and pay it directly from the bank).
Step 4 fill in a check
1) Year, month and day must be capitalized in Chinese, and the month and day are single digits, with zeros in front. Write "10" on 10 or10;
2) Number case: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 100, 100,/billion;
3) The payee must fill in the full name;
4) You can limit the maximum amount of a check.
Step 5 handle telephone inquiries
1) sign a telephone inquiry agreement;
2) Set the query password.
(2) Handling foreign exchange registration certificates and opening foreign currency capital accounts with currency settlement accounts.
1. Information required for handling foreign exchange registration certificate:
1) written application (including basic information of the enterprise, name of the bank to be opened, etc. And stamped with the official seal);
2) Copy of business license (unincorporated business license provided by overseas unincorporated enterprises);
(3) the documents approved by the foreign trade department for the establishment of the enterprise;
4) the approval certificate issued by the foreign trade department;
5) Approved joint venture contract and articles of association (articles of association are only required for wholly-owned enterprises);
6) enterprise organization code certificate;
7) Official seal of the enterprise;
8) In addition to the above materials, other materials that need to be supplemented as appropriate.
(Except for items 1 and 7, the above materials shall be accompanied by originals and photocopies, and the photocopies shall be stamped with the official seal of the enterprise to confirm that they are consistent with the original contents. After inspection, the original should be returned and the copy should be kept. )
2. Information required for handling capital accounts:
1) written application (including basic information of the enterprise, reasons for opening an account, bank to be opened, etc.). And stamped with the official seal);
2) Official seal of the enterprise;
3) foreign exchange registration certificate;
4) In addition to the above materials, other materials that need to be supplemented as appropriate.
(Except for items 1 and 2, the above materials shall be accompanied by originals and photocopies, and the photocopies shall be stamped with the official seal of the enterprise to confirm that they are consistent with the original contents. After inspection, the management department shall return the original and keep a copy. )
Upon completion, the approval document of the State Administration of Foreign Exchange for capital account foreign exchange business shall be issued in triplicate, and a bank account shall be opened within 7 days.
3. The following materials shall be provided for handling currency settlement account:
1) application for opening an account (including basic information of the enterprise, scope of foreign exchange receipts and payments, opening bank, account currency, account limit, etc.). And stamped with the official seal);
2) Official seal of the enterprise;
3) foreign exchange registration certificate;
4) proof of current account foreign exchange income;
5) In addition to the above materials, other materials that need to be supplemented as appropriate.
(Except for items 1 and 2, the above materials shall be accompanied by originals and photocopies, and the photocopies shall be stamped with the official seal of the enterprise to confirm that they are consistent with the original contents. After inspection, the management department shall return the original and keep a copy. )
4. Materials to be prepared for foreign currency capital account settlement.
1) foreign exchange registration certificate;
2) Business license;
3) Business contract;
4) The settlement of capital has been directly handled by the bank authorized by SAFE, and no special approval is needed, which can be completed in two working days.
5, foreign debt special account settlement
1) foreign exchange registration certificate;
2) Business license;
3) Business contract;
(four) the approval documents of the foreign exchange bureau;
Obtaining the approval of foreign exchange settlement from SAFE requires approval, which usually takes two working days.