Which is better, micro-inclusiveness or interaction between banks and enterprises?

The concepts of micro-inclusiveness and bank-enterprise interaction refer to different financial service models respectively. Micro-Pratt & Whitney refers to providing inclusive finance services to small and micro enterprises, that is, providing financial products and services such as loans, financing, payment, wealth management and insurance to small and micro enterprises. The interaction between banks and enterprises refers to the interaction and cooperation between banks and enterprises through Internet channels, including online business handling, fund settlement, loan application and information inquiry.

Which is good needs to be judged according to the specific situation. If it is a small and micro enterprise, Xiao Wei Puhui may be more suitable, because Xiao Wei Puhui provides a series of financial services for small and micro enterprises, which can better meet their needs. Bank-enterprise interaction is more suitable for those enterprises that want to conduct convenient transactions and cooperation through Internet channels.

Of course, these two service models are not mutually exclusive. In fact, many banks combine small and micro benefits with the interaction between banks and enterprises. Therefore, the best choice should be to communicate with the bank according to the needs of your own enterprise, understand the specific service content and interest rate, and make a choice suitable for your own enterprise.

Please note that my answer is based on the general situation, not the specific individual situation. If you need more specific help, it is recommended to consult a professional institution or bank.