Can I get unemployment benefits if I have a business license?

You can get unemployment benefits if you have a business license.

With a business license, you can also receive unemployment insurance benefits, and the rest can be withdrawn at one time. When applying for unemployment benefits at one time, you need to bring the original and photocopy of your business license, apply for it personally, fill in the declaration form provided by the social security department, and apply for it at the service hall window of the Municipal Social Insurance Administration before 10 every month. After approval, you can receive the remaining unemployment benefits at the end of the month.

First, the process of receiving unemployment benefits.

1. The insured unit shall issue two certificates of dissolution (termination) of labor relations, one for the unemployment insurance center and the other for the labor dispute arbitration committee of the Labor Security Bureau for the record.

2. The unemployment insurance center will strictly investigate and verify the situation with the certificate of dissolution (termination) of labor relations issued by the insured unit (the unemployed person carries the labor contract signed with the unit), and issue 2 registration forms for unemployment insurance claims and 1 copy for unemployment job application.

3. Unemployed persons should fill in all the columns on the front of the registration form for applying for unemployment insurance. Please go to the family planning relationship acceptance unit where my account is located and stamp it on the back. Fill in the job registration form carefully.

4. Hand in three one-inch color photos and a copy of the unemployed person's ID card.

5. After completing the formalities, you can get unemployment insurance money from the district-level labor and social security department of your domicile or temporary residence.

2. How much is the unemployment benefit for one month?

You can get unemployment benefits of several hundred yuan a month, and you can get no more than 80% of unemployment benefits a month at most. The standard of unemployment benefits is the minimum 300 yuan per person per month, and the maximum is not more than 80% of unemployment insurance benefits. According to the current standards of unemployment benefits in various provinces, they are basically around 1000 yuan, which means that the maximum monthly payment standard of unemployment benefits fluctuates around 800 yuan, and the unemployment benefits in some economically developed cities will be higher. For example, the amount of unemployment benefits in Beijing in 2022 can reach about one month 1400 yuan. Therefore, the specific amount of unemployment benefits that can be received in one month is subject to the information published by the local social security bureau.

3. How many months can I get unemployment benefits?

Unemployment benefits can be received for up to six months a year and only once a year. Those who meet the conditions for receiving unemployment benefits in the second year may receive them again for a maximum of six months.

4. When will the unemployment benefits arrive?

Unemployment benefits will generally arrive in the next month, as long as the materials submitted by the applicant are complete. Unemployment benefits are generally applied for in the current month and paid to the bank account provided by the applicant before the end of next month. The insured can log in to the local social security official website, enter the unemployment benefits collection page to check whether the unemployment benefits have arrived, or check whether the unemployment benefits have arrived through mobile banking and online banking. If unemployment benefits are not received in time, the insured can call the customer service hotline of the Social Security Bureau for consultation.

legal ground

People's Republic of China (PRC) social insurance law

Forty-fifth unemployed people meet the following conditions, receive unemployment insurance money from the unemployment insurance fund:

(a) before unemployment, the employer and I have paid unemployment insurance premiums for one year;

(two) the employment is not interrupted because of my will;

(three) registered unemployed and have job requirements.