Students applying for home-based student loans must meet the following conditions:
1, with China nationality;
2, honest and trustworthy, law-abiding;
3, has been approved in accordance with the relevant provisions of the state to set up the implementation of higher education secondary education, local and outside the full-time ordinary undergraduate colleges, ordinary colleges and junior colleges officially enrolled students, and obtained a true, legal and effective admission notice for freshmen, postgraduates and second bachelor's degree students;
4. Students' pre-school household registration and their parents (or other legal guardians) are in the same county (city, district);
The family is in financial difficulties, and the income they can get is not enough to pay for the tuition and accommodation needed to complete their studies.
Two, apply for student loans to students' families should meet the following conditions:
1, no bad credit record;
2, family economic difficulties should generally have one of the following basic characteristics:
(1) Poor families in rural and pastoral areas, low-income families and poor families with household registration;
(2) Families of orphans and disabled persons;
(3) Suffering from natural and man-made disasters, causing serious losses and unable to pay tuition fees;
(4) Family members with serious diseases;
(5) The main source of family income is unable to work;
(6) Single-parent families with no stable income;
(7) poor families of all ages, marginal, poor and remote rural pastoral areas;
(8) Families where one or both parents are unemployed;
(9) Other poor families.
Precautions:
(1) The Borrower shall carefully read this Contract and earnestly perform all the obligations of the Borrower.
(2) If the relevant national policies are adjusted, the new policies shall prevail.
(3) China Development Bank and subsidy centers at all levels have the right to publish and use the borrower's personal information and loan default information in accordance with relevant regulations without the consent of the borrower.
(4) The borrower's personal information and loan default information will be entered into the personal credit information system of the People's Bank of China and networked with the whole country. Bad credit records will have a far-reaching impact on a person's future life and work.
(5) After repayment, the borrower should check the accounts with the student financial assistance management department of the municipal and county education bureaus and the handling bank in time to prevent problems.
Refer to the above content: Baidu Encyclopedia-Student Source Credit Student Loan