If you buy insurance for your children, as Elephant Insurance says, be careful with those insurance products that are returned due. I have seen a split report of critical illness insurance on elephant insurance before, so I will not talk about insurance products. Anyway, the packaging is very good, but it really doesn't protect the children, it will only increase the burden.
Elephant insurance analyzes this very well. Personally, I suggest going to elephant insurance to buy insurance for children. Professional analysis can often help parents avoid falling into the pit.