2. Telephone inquiry: customers can call the customer service phone of the bank to inquire and provide their own bank card number and identity information.
The status of bank account includes account opening, normal use, overdraft, dormancy, freezing and cancellation. The general bank account is opening an account → normal use status → closing the account. Opening an account is the most primitive state of a bank account, which is basically in normal use. Bank accounts that have not been used for a long time will enter a dormant state, and bank accounts will be in a normal use state after activation; Bank accounts that violate the rules will be frozen, and the unfrozen bank accounts will be used normally; If the balance is less than zero, the bank account will be overdrawn and the amount deposited in the bank account will resume normal use.
Account type is a management mechanism for classifying bank cards. At present, banks divide personal accounts into first class accounts, second class accounts and third class accounts.
Class I account: it is our most common bank card. This kind of account is very common in our daily life, and it is also the most at present. This kind of account is generally used for deposit and withdrawal, transfer and consumption.
Second-class account: it can meet the payment needs of direct banking and online wealth management products, but it can't withdraw cash or transfer money to unbound accounts, and the account is limited, and the daily limit is only 1 10,000 yuan.
Type III account: it can only be used for small payment, and the balance of the account shall not exceed 1 000 yuan.
There are differences between bank card number and account number, and the differences are as follows:
1, the card number is a long string of numbers in the middle of the card, and the account number is the hidden information in the magnetic stripe.
2. An account can be associated with multiple card numbers, and a card number can also be associated with multiple accounts. The card number is only a traffic sign, and the account number really works.
3. A card number can carry a RMB current account and multiple foreign currency current accounts, and can also carry multiple fixed accounts or fixed accounts. These accounts have separate accounts, but the accounts are generally used for internal accounting of banks.