When applying for e-loan, the borrower must be 18 to 60 years old and hold a valid identity certificate; Personal business merchants or high-quality customers of banks; Good personal credit information, etc. At the time of application, users can apply directly through Huaxing Bank Xing E-loan App without providing mortgage and guarantee.
It should be noted that the user must repay the loan on time after handling it, and there can be no overdue situation, because there will be penalty interest after overdue, and the longer the time, the more penalty interest. Moreover, it will be uploaded to the credit information center after the deadline, and the subsequent handling of various loans will be affected after the credit information becomes worse.
Users can consult different banks when handling loans, so that they can know which bank has a low loan interest rate and then choose the one with a low loan interest rate. Finally, if you can't return it on time occasionally, you can borrow money from users around you to avoid overdue.