Advantages of youth apartments:
1, unlimited purchase and unlimited loan
At present, ordinary houses in many cities have a limited purchase policy, but apartments are not limited to purchase and loans. You can buy as many sets as you want as long as you have money.
2. The total price is low
Usually, the apartment area is relatively small, mostly around 30 square meters to 50 square meters, so the total purchase price will be lower and the purchase threshold will be lower.
3. Diversification of uses
The commercial nature of the apartment, so it can not only be used for living, but also be registered as a company office, with diversified uses.
4. The supporting facilities are more perfect.
Generally, apartments are located in relatively prosperous areas, surrounded by some large shopping malls or commercial complexes, with mature supporting facilities and convenient transportation, making life and travel very convenient.
Disadvantages of youth apartments:
1, the term of apartment property right is low. Because apartments are commercial land, the term of property rights is generally forty or fifty years, while the term of property rights of ordinary houses is 70 years.
2. The cost of living is very high
Apartments are commercial land, so electricity, water and property fees in daily life will be paid according to commercial standards, and the cost of living will be higher.
3. High down payment
To buy an ordinary house, you can use the provident fund loan. 30% down payment for the suite and 40% down payment for the second suite. There are no restrictions on the purchase and loan of apartments, but you can't use provident fund loans, and the down payment is 50%.
There are many restrictions on supporting facilities.
For safety reasons, many apartments can't cook with an open flame, so they can only cook with induction cookers and microwave ovens. In addition, the apartment can't be settled and you can't enjoy the school district in this area.