The annual interest rate of this project is 1. Short-term loans include 4: 35 a year, medium-and long-term loans include 4: 75 for five years and 4: 90 for more than five years, and the annual interest rate of individual housing provident fund loans includes 2: 75 for five years and 3: 25 for more than five years.
Interest rate refers to the ratio of the amount of interest to the amount of borrowed funds in a certain period. Interest rate is the main factor that determines the capital cost of enterprises, and it is also the decisive factor for enterprises to raise funds and invest. To study the financial environment, we must pay attention to the current situation and changing trend of interest rates.