The protection I recommend to you: dividend (for the aged)+serious illness+term life insurance (for family members in case of emergency)+accident. To sum up briefly, the function of this insurance is to cure diseases, provide for the aged without illness, be not afraid of accidents, and reassure family members.
Specific types of insurance: people's livelihood+serious illness+term life insurance+Kangshun accident (I am insured by people's livelihood, so don't be surprised. Many other companies also have different types of insurance, but their basic functions are similar. Buying insurance is not the same as buying goods. The most important thing about insurance is service, because it provides lifelong protection for families. Minsheng, like China Life Insurance, is one of the two insurance companies directly under the Party Committee. Here, I have to take people's livelihood as an example.
Children: accident+serious illness+medical care+education+marriage money (venture capital) is the first consideration.
Main functions: stumbling, cat and dog bite reimbursement, hospitalization reimbursement, and subsidies. Jianjian doesn't have to worry about going to college, and the money for marriage is ready for him.
Specific coverage: Minsheng Waiting 1+serious illness of children+hospitalization medical compensation+Kangshun accident+accidental medical treatment.
As for how much to pay, it depends on what you insure, how much to insure, how much time to pay, and your age, occupation and gender, so as to help you figure it out ~ ~ ~