Bijie Industrial Vocational and Technical College National Student Loan Policy?
Students from poor families can apply for national student loans in their places of origin, and the amount of loans each person applies for each year does not exceed 8,000 yuan. In principle, the loan period is determined according to the full-time undergraduate academic system plus 10 years, and the longest is not more than 14 years, in which students are determined according to the remaining years of study plus 10 years; The loan interest rate shall be subject to the benchmark interest rate of the same grade in the same period announced by the People's Bank of China, and shall not rise; The principal of the student loan is repaid annually, and the loan interest is charged annually. Two years after graduation is a grace period. After the grace period is over, students and their parents (or other legal guardians) will repay the loan principal in installments as agreed in the loan contract. The interest of students during their school days is fully subsidized by the finance; The interest after graduation shall be borne by the students and their parents (or other legal guardians). Students will repay the loan interest annually from the year of graduation, and the interest will be paid off together with the last loan principal.