SMS Phone Call: The cardholder is reminded to use the credit card for personal consumption by receiving a phone call from the bank or receiving a text message, indicating that the cardholder has been targeted by the bank and is on the bank's risk control list. Please standardize the use of the card.
Restrict transactions: cardholders have been able to swipe their cards normally before, but suddenly they can't. Even if you can't change a few POS, it is actually restricted by the bank, and the next step is likely to be reduced.
Refuse to installment: as long as the card is used normally and there is a quota, the bank will let everyone apply for installment. If it can't be staged suddenly, it means that the credit card is on the gray list and may be locked in a dark room.
Therefore, it is very important to master your own credit card information and understand your own credit card usage. Just like the online loan big data report, there are also evaluation reports in credit cards. Credit card analysis report can be obtained on WeChat -Kayouchari. The platform will evaluate a credit card risk report for everyone, so that everyone can understand their risk behavior more clearly and intuitively.