There are many banks that can provide commercial loans. If you have a business license, you can use other materials. Today, Xi Cai Jun introduced commercial loans with China Bank as an example.
Bank of China provides loans to natural persons with full capacity for civil conduct, including sole proprietorship enterprises. Incorporate the major/controlling individual shareholders and partners of limited liability companies, joint stock limited companies and partnership enterprises, all of which are natural persons, into the scope of individual investment and operation loan borrowers, and allow them to apply for loans from China Bank in their own names for the production and operation of the enterprises invested by the borrowers.
I. Application conditions
To apply for personal investment and business loans, in addition to the basic conditions such as product market, profitable operation and repayment guarantee, the following conditions must also be met:
(a) with permanent residence in cities and towns or valid residence status;
(two) no bad social credit record, good credit;
(3) Opening a general deposit account in a loan bank;
(4) The product has a good market prospect and good economic benefits;
(5) It is in good operating and financial condition;
(6) Being able to provide effective guarantee recognized by the lender;
(7) Other conditions stipulated by the lender.
If there is a demand for funds, it is suggested that Xiaoman Financial's credit service products have money to spend to provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official calculation). The daily interest rate of consumer loans with money is as low as 0.02%, the annualized interest rate is as low as 7.2%, and the maximum repayment is 200,000. The approval speed of Baidu's money is relatively fast, and it can be completed in 30 seconds at the earliest. It usually takes 2-3 working days to review.