Details are as follows:
1. Overdue collection means that the borrower fails to repay the online loan on time within the agreed time. The duty of the collector is to take corresponding measures to recover the loan.
2. The arrival of the collection staff in our hometown means that the borrower's overdue situation is serious enough to require stronger collection measures.
3. The reason why collectors come to their hometown without a foothold may be due to the following reasons:
-The borrower has been wanted by the police, and the collection personnel cooperate with the police to arrest him;
-The collection personnel try to urge the borrower to repay the loan through threats, intimidation or even slander;
-The payee may have tracked and reached the borrower's home address.
Summary:
According to the information you provided, we can confirm that the collector has arrived in your hometown and there is no place. The visit of overdue loan collection personnel may mean that the borrower's overdue situation is serious and may involve more severe collection methods. In the face of such situation, I suggest you contact the local public security organ as soon as possible, consult the opinions of relevant legal professionals and safeguard your rights and interests.
Extended data:
Overdue collection of online loans is a common problem. When the borrower fails to repay the online loan on time, the lending platform or lending institution usually adopts various methods such as telephone collection and door-to-door collection to recover the arrears. However, borrowers should also pay attention to the protection of their rights and interests in the process of collection, and avoid bad collection through illegal means.
It is worth noting that the collection personnel must abide by the laws of our country and cannot use illegal means such as violence, threats and intimidation, otherwise they will be investigated by law. If you think the collector has violated the law, you can report the case to the local public security organ and safeguard your legitimate rights and interests through legal channels.
When encountering the problem of overdue online loans, it is an effective preventive measure to rationally plan the use of funds and communicate with lending institutions in time. In case of overdue, we should actively negotiate with the lending institutions and provide a reasonable repayment plan to avoid escalating to a more serious collection stage.
The above is the answer to your question, I hope it will help you. If you have any other questions, please feel free to ask me.