Is Guohua Life Insurance Shengshifu Annuity Insurance Reliable? Is it worth it?

Guohua Life Insurance Shengshifu Annuity Insurance is reliable. It can pay survival insurance money when the insured reaches the specified survival conditions, and can also provide death insurance money to the policy beneficiaries when the insured dies. As for whether it is cost-effective, it depends on everyone's economic situation. However, insuring such insurance products can of course preserve the principal of the insured.

Senior sister has made a detailed evaluation of this product before. You can have a look: where is the so-called invincible annuity insurance? Are there any shortcomings?

Let's take a look at this product:

1. Insurance rules

Judging from the insurance rules, this Guohua Fu annuity insurance supports people aged 0-65, and the guarantee period is life. As for the payment period, this product offers three options-wholesale payment, 3-year payment and 5-year payment. You can choose the one that suits you best according to your actual situation.

If you don't know how to choose, you can refer to this article: How to choose the payment period without losing money?

? 2. Guarantee content

There are two main types of protection for Guohua Fu Annuity Insurance, namely, survival protection and death protection. The insured can receive an annuity of 100% of the basic insurance amount every year from the specified time. If you die unfortunately, the insurance company will also pay a death insurance premium.

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