It is basically unreliable to help negotiate repayment online. In fact, apart from banks, almost no lending institutions accept negotiated repayment. If the borrower applies for a loan from an auto financing institution or a small private loan, the lender will only collect it after it is overdue and will not accept negotiation at all.
1, information such as online entrusted negotiation repayment is false in all likelihood. Banks do have "personalized installment service", but the premise is that cardholders must have certain repayment ability, and there are force majeure factors of the third party at present. For example, bankruptcy, regular savings time, serious illness and so on.
2. Action suggestion: There has been a lot of information on the Internet with the slogan of "professional intermediary agencies, professional help people negotiate repayment, and professional handling of overdue credit cards". Many cardholders will find such an intermediary with a little luck when their credit card bills are overdue and ask if they can really help them negotiate with the bank to repay in installments.
In fact, nine times out of ten such information is false. Banks do have "personalized installment service", but the premise is that cardholders must have certain repayment ability, and there are force majeure factors of the third party at present. For example, bankruptcy, regular savings time, serious illness and so on.