The insured personally goes to the offline counter for surrender. Depending on the company, the following materials can be used: application for surrender, applicant's ID card, copy of bank card, insurance contract and insurance premium invoice, etc. Please refer to the websites of various insurance companies for details.
At present, many companies can directly surrender their insurance through official micro insurance companies.
Call the customer service phone of the insurance company and complete the surrender according to the customer service prompt.
The subject did not say what insurance 163 yuan purchased. If it is short-term insurance, it is not recommended to surrender. Call the customer service directly and explain that it is ok not to renew the insurance after the policy year expires.
Because short-term insurance is cheap, only the cash value is refunded when surrendering, so it is not refundable. It is better to make it secure.