Want to buy a house, ask for help to understand the process of buying a house.

Process 1: Look at the building

First of all, buyers should go to the scene to see the house, focusing on whether the house has pre-sale qualifications. In the process of checking whether the real estate has the pre-sale qualification, the key point is to check the pre-sale certificate of commercial housing, such as whether the real estate is publicly subscribed internally without the pre-sale certificate, whether the pre-sale certificate is hung in a conspicuous place in the sales department, and whether the pre-sale certificate has expired. In terms of housing quality, it is suggested to go to the site to check whether there are problems such as wall cracking, water leakage, water seepage, cutting corners and pipeline leakage.

Secondly, property buyers should check the qualifications of developers on the Internet to see whether the purchased houses are mortgaged or sealed up. If the house you buy is sold by a real estate agency, you should know whether the company has the qualification of real estate agency.

Process 2: buying a house

First of all, property buyers should seriously sign the subscription book. Subscription book is an appointment contract for the sale of commercial housing, and it is an independent contract. Signing a subscription book often leads to a series of disputes, which is embodied in the fact that buyers want to recover the deposit, but developers may not necessarily return it. Therefore, in order to avoid too much trouble, property buyers can ask the developer to look at the sample of the formal contract before signing the subscription book to avoid being stuck.

Secondly, buyers should see whether the subscription book can guarantee fairness. The contents of the subscription book generally include: the basic situation of both parties; The basic situation of the house (including the location and area of the house); Price calculation; Time limit for signing the contract. Everyone should see clearly whether the content violates the principle of equality and fairness.

Finally, the house payment must be paid to the monitoring account. Property buyers should pay the house price to the bank monitoring account specified in the pre-sale permit of commercial housing, and do not directly hand it over to the developer or intermediary. The house payment can be paid in one lump sum or in installments, and the specific installment shall be agreed by both parties. For example, the buyer can keep 15% of the house price, of which 10% can be paid before the seller delivers, and 5% of the house price can be paid when the pre-seller delivers the real estate license of the commercial house.

Process 3: Formal signing

The standard format of the purchase contract text cannot be added, deleted or changed. When signing a house purchase contract, consumers have the right to carefully consider the terms and details of the contract and ask for changes when they are not satisfied. At the same time, the buyer should also pay attention to the blanks that need to be filled in the format contract, know how to fill in many details to protect his rights and interests, and agree on the consequences that should be borne if the conditions are not met.