What is the telephone number of Xiaogan Provident Fund Center?

Legal analysis: Tel: 12329. Provident fund is a kind of housing security welfare, but also a kind of employee welfare or can be understood as a kind of "time deposit". Of course, not everyone has a provident fund, which is a welfare provided by the company to employees. Buying real estate can be used to apply for a loan, and the loan interest rate is much lower than that of commercial loans. It can also be used to withdraw cash. The general provident fund account has an opportunity to withdraw cash every year, which is equivalent to an individual's "small treasury". The payment of the provident fund is divided into two parts, one part is paid by the unit and the other part is paid by the individual. The funds paid by both parties are also credited to the personal account. With provident fund, the most common way to use it is to choose provident fund loans when handling housing loans. There are two kinds of housing loans, commercial loans and provident fund loans. The interest rate of commercial loans is much higher than that of provident fund loans, so consumers will give priority to provident fund loans if they have a choice when applying for housing loans. In addition to housing loans, provident fund can also be used for other purposes, such as paying rent and treating serious illness. When ordinary individuals need money, they can bring relevant certificates to the provident fund management center for withdrawal. Generally, it is used to pay the rent, and it is necessary to provide the rental contract and payment voucher, while the treatment of serious illness needs to provide the case details and hospital payment.

Legal basis: Regulations on the Management of Housing Provident Fund

Article 2 These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).

The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.

Article 3 The housing accumulation fund paid by individual employees and the housing accumulation fund paid by the unit where employees work for employees belong to individual employees.

Article 4 The management of housing provident fund shall follow the principles of decision-making by the housing provident fund management committee, operation of the housing provident fund management center, special account storage and financial supervision.

Article 5 The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may use it for other purposes.

Article 6 The deposit and loan interest rate of housing provident fund shall be proposed by the People's Bank of China, and submitted to the State Council for approval after consulting the construction administrative department of the State Council.

Seventh the State Council municipal construction administrative departments in conjunction with the the State Council municipal finance department, the people's Bank of China to develop housing provident fund policy, and supervise the implementation.

The construction administrative departments of the people's governments of provinces and autonomous regions shall, jointly with the financial departments at the same level and the branches of the People's Bank of China, be responsible for supervising the implementation of the regulations and policies on housing provident fund management within their respective administrative areas.