Credit card is a broad term. What kind are you going to do? Credit cards are divided into quasi-credit cards, credit cards and debit cards. Quasi-credit cards can be overdrawn for cash withdrawal and overdraft consumption; Credit cards can be overdrawn; Debit cards cannot be overdrawn.
There is no minimum repayment amount for overdraft withdrawal, because from the time you overdraw, the interest of five ten thousandths is calculated every day. If you don't pay it back in three months, the bank will call you to urge you to pay it back.
If there is a minimum repayment amount for overdraft consumption, the calculation is as follows: 65438+ 00% of the consumption amount within the credit line+65438+000% of the cash advance transaction amount+65438+000% of the unpaid part of the previous minimum repayment amount+65438+000% of the consumption amount exceeding the credit line+000% of expenses and interest = minimum.
The final repayment date is15th of your bill date.
There is no interest on overdraft consumption, as long as it is repaid on time. If you don't repay the loan on time, he will calculate the interest from the day you overdraw.