1, bargaining skills, first understand your information advantages.
Second-hand housing prices are based on evaluation. We can judge whether the price of the purchased second-hand house is reliable from the rental price of the new house in the adjacent area and the public price of the second-hand house with the lowest starting price. In other words, the price bubble of second-hand houses can be measured by comparison. When buying a wedding room, especially the decoration, we should negotiate the price.
2. It is easier to find the weakness of the seller.
We can find out the bargaining advantage from the seller's relevant information. For example, sellers are eager to sell, and some of them move abroad or go abroad, and they are in urgent need of cash. At this time, if you pay in one lump sum, you can talk about big discounts; At this stage, house prices are on the decline. For the delivery of real estate speculators, prices can also be negotiated through payment terms and analogy factors.
3. Both buyers and sellers can find out each other's evidence when giving price reasons.
Speaking of lots, you can double your bid; For the lease that has been brought, one is uncertainty, and the other is that the rental price may be unreasonable. The biggest way to fight back is that when you buy a second-hand house, the main consideration is to live in it rather than rent it out; For the price difference between second-hand houses and new houses, you should focus on the fact that the investment value of the other party has been supported in price, and the new house is also being lowered.
4. Negotiation skills of bidding methods
First, weigh the rationality of the other party's bid through the first skill. If the subscription warrant fee is added to the purchase cost, the bid is reasonable and the price is affordable, the subscription warrant fee can be transferred to the buyer, and then the transaction price can be negotiated with the other party. Block the way for the other party to raise the unit price by transferring the ownership through the agent.
5. Additional negotiation skills for incomplete commercial housing.
Some houses can be bought as second-hand houses, but there is a gap with ordinary commercial houses. At this time, we mainly weigh the legality of buying and selling from the legal aspect, and how to protect our rights after buying; At the same time, the price of such houses is generally only 2/3 of that of second-hand commercial houses, and the transaction can only be completed after comprehensive judgment. Moreover, the landlord of this house is not very confident, especially at present, there is a downward trend in house prices, and you can boldly bargain-hunting.
6. Skills for judging the age of second-hand houses when buying a house.
The age of second-hand houses has a great influence on loans, but it is often ignored. The age of the house will affect the use value and residual transaction value of the house. Therefore, for second-hand housing, the shorter the age, the more loans you can get. The bank's standard for second-hand housing loans is: housing age loan period.
7. Choose the right bank loan
In recent years, the development pattern of domestic banks has changed greatly. In addition to state-owned banks, some commercial banks and foreign banks have also entered the mortgage market, providing mortgage business services. However, the mortgage service of each bank is still different, so buyers should consider several banks before lending, and then choose the most suitable bank loan according to their actual situation.
8. Provide complete proof of personal credit and repayment ability.
In order to successfully handle second-hand housing loans, a good personal credit record and the borrower's repayment ability prove to be very important. If the credit record is not good, the application is more likely to be rejected. On the contrary, if the credit record is good, it is much easier to apply for a loan. In addition, the borrower's repayment ability also affects the loan approval to a great extent.
9. Understand the legal attributes and transaction restrictions of the house.
There are some restrictions on second-hand housing transactions. Therefore, when buying a second-hand house, we must find out the specific transaction restrictions of the second-hand property, ensure that it can be legally traded, and there is no hidden danger of disputes, and then go to the bank to apply for a mortgage, which is more likely to be successfully approved.
10, when looking at the house, the first move is to look at the lighting quality of the house during the day, but it is also very important to know the noise, lighting and safety near the house after night.
1 1, look at the house on a rainy day, because only in this way will the water leakage be exposed.
12, don't get carried away by building materials. Whether the function of the house can be effectively played depends on whether the layout design is reasonable, and has nothing to do with the beauty of the building materials.
13. Don't be blindfolded. Pay attention to whether the original defects of the house are hidden under the gorgeous decoration.
14, open the curtain and look out of the window. It is necessary to open the window to see the ventilation, lighting and exhaust pipe.
15, to see if the corners are flat, cracked and leaking.
16, see if the socket is reserved enough. Only a well-designed house can fully enjoy the convenience of modern household appliances.
17, please tell the truth.
Administrators or security guards have a better understanding of the house, environment and neighbors, and often have unexpected information when they talk to them more.
18, look at the sky but not the ground. Pay attention to the ceiling and corners for leakage.