1. ID card issued by Hebei Province To open an account and open online banking in Hebei Province, supplementary supporting documents such as local residence certificate, business certificate and tax payment certificate are required.
2. If the existing debit card is used to apply for opening online banking, Sichuan Ziyang only accepts debit card signing to open an account at this outlet.
3. Online banking is divided into two types of customers, one is ordinary customers who have not signed a contract, that is, registered online. Its functions include: account addition, account cancellation, account balance or details inquiry, credit card consumption points inquiry, bill inquiry, online payment, small online payment, quick inquiry service and other basic functions. In addition, you can also use foreign exchange transactions, banking and securities business.
4. The other category is senior customers who sign contracts at the counter, that is, on the basis of ordinary customer functions, transfer and remittance, online payment and so on are added. It is also possible to register online before signing the contract at the counter, or sign the contract directly at the counter, bring a bank card of CCB and bind a U shield, which is something like a U disk, but it is actually a prefabricated certificate. If you need to verify online payment, you must do it yourself.
Extended data:
The steps for banks to open online banking are as follows:
1. Bring my ID card and bank card to the bank outlet to fill out the form;
2. Open online banking and e-commerce functions at the bank counter, and handle online banking U shield or SMS verification;
3. When logging in to online banking for the first time, you need to download the online banking login security control. After logging in, you need to change the online banking user name and login password, and set a "reserved verification information";
4. Note: Remember the login password of online banking, and avoid logging in personal online banking in Internet cafes and other places.
Advantages of online banking;
The characteristic of online banking is that as long as customers have their own account number and password, they can access online banking all over the world to handle transactions through the Internet. Compared with traditional banking services, the advantages of online banking are as follows:
(1) greatly reduces the operating costs of banks and effectively improves their profitability. Online banking mainly uses public network resources. There is no need to set up physical branches or business outlets, which reduces the personnel cost and improves the efficiency of the bank back-office system.
(2) There is no limitation of time and space, which is conducive to expanding the customer base. Online banking has broken the geographical and time constraints of traditional banking business, and has the characteristics of 3A, that is, it can provide financial services to customers at any time (at any time), anywhere (in any case) and in any way (in any case), which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profit sources.
(3) It is conducive to service innovation and provides customers with diversified and personalized services. Selling financial products such as insurance, securities and funds through bank outlets is often greatly restricted, mainly because it is difficult for ordinary outlets to provide customers with detailed and low-cost information consulting services.
(4) Using the Internet and bank payment system, it is easy to meet the needs of customers for consulting, buying and trading various financial products. In addition to banking, customers can easily buy and sell stocks and bonds online, and online banking can provide customers with more suitable personalized financial services. ?
Baidu encyclopedia-online banking