At present, immediate lending is still a relatively reliable online lending platform. There is not much negative news. You can apply quickly by providing your mobile phone number, ID card and bank card real-name authentication.
Instant loan is the first portal website combining credit card and loan in China, which provides dozens of services. Including bank loan products and related consulting, comparison, selection, credit evaluation, loan trial calculation, loan knowledge learning, loan newsletter and many other value-added services, and built a leading domestic credit card and loan integrated marketing service platform. Among them, bank loan products include credit loans, auto loans, housing loans, consumer loans, corporate loans and other five major bank loan products. Combined with the online virtual e-commerce platform, we will provide innovative and efficient one-stop all-round loan products and build a leading domestic instant loan service platform. The immediate loan plan accelerates the layout of various products and services, provides bank loan products nationwide, and provides users with better products and services.
Shanghai Jianchengshan E-commerce Technology Co., Ltd. was established in Shanghai, China in 2005. For the purpose of serving the marketing of financial products of insurance companies and banks in China, the company actively develops the product network marketing platform. At present, the first insurance agent online sales system and loan consultation system with the most complete system flow in Chinese mainland has been developed.
Advantages of instant loan service
Provide professional loan consultants, search the most suitable loan products from many banks, and strive for the lowest interest rate, the highest amount and the fastest loan service for customers. As long as you apply online easily, you can find the best loan products without going out. The services provided include the following:
Assist customers to prepare relevant favorable materials and strive for lower interest rate/higher quota/faster speed from banks.
Help customers plan the most suitable loan products from hundreds of commodities from dozens of banks and improve the loan approval rate.
On the planned goods, let customers know in detail the various processes and charging standards of the planned bank goods.
In terms of bank planning, the immediate loan planner will analyze the credit status of customers in detail, communicate with banks, strive for the greatest rights and interests for customers from the perspective of consumers, and make customers most satisfied with loans!
Online application is simple, and the quality of professional service is checked at all levels, saving time, effort and trouble.
If I am overdue for one day, can I get a loan immediately?
Loans overdue can borrow it in one day. There are many objective factors in the actual repayment process. Instant loan is a credit revolving loan product. As long as the user has not overdue on the instant loan platform before, he can borrow again after one day overdue.
If the user is overdue for one day for many times, it will be regarded as malicious overdue, and the user is overdue for one day and cannot lend it again. Immediate loans require users' authorization to access the personal credit information system of the People's Bank of China. If the loan under the user name is overdue within the repayment period, the user is overdue for one day and cannot lend again.
After the user is overdue, he needs to contact the official customer service of Immediate Loan in time to explain the situation. The official customer service of immediate loan will give advice according to the comprehensive situation of users, and users only need to repay according to the advice of the official customer service of immediate loan.
After the spot loans overdue, there will be a certain penalty interest, and users need to pay the penalty interest before they can use the spot loan. As long as the user can fully repay the arrears and default interest of the instant loan, the user can borrow again if it is overdue for one day.
When users use the loan software, they need to repay the arrears on time, and cannot be overdue or over-indebted. If the user can't repay the loan, he needs to call the customer service in time and follow the advice given by the manual customer service.
How to handle the Ping An policy loan?
For China Ping An policyholders, they can apply for loans with their own Ping An policies. Because many people don't know how to apply for a policy loan, today I will introduce you to a method of handling a Ping An policy loan.
It is most convenient to apply for a Ping An policy loan through the mobile APP now. The method is as follows:
1. Search for "China Ping An Life Insurance Company of China Insurance Company APP" in Baidu or major application stores, and download and install the mobile phone app of China Ping An Life Insurance Company of China Insurance Company. Of course, you have to be the insured of China Ping An Life Insurance Company of China Insurance Company, and you have registered the account of Ping An No.1 account;
2. Click "Policy" at the bottom of the screen, enter the account number, password and verification code, and then click "Login";
3. Select the insurance policy you use for the loan and click "Loan Now";
4. On the "Policy Loan" page, click the blank space to the right of "Loan Amount" and fill in the amount to be loaned (of course, the amount to be filled in cannot be greater than "the maximum loanable amount this time");
5. Fill in the bank account number (this account number is the account number for receiving the loan), check the repayment method according to your own situation, read and check the contents of the consent notice, and click "Next";
6. Check your loan information carefully, and click "OK" after confirmation;
7. Select the confirmation method, and then click OK. A prompt box will pop up. The general content is to call back. Please pay attention to the answer.
8. After completing the telephone call back, you can get the loan.