Therefore, it is very important to choose the right platform for investment.
I recommend that you advocate wealth. You invested thousands of dollars, and the return was good.
Question 2: What are the third-party platforms for P2P online lending? There are many others, such as online loan home, online loan eye, online loan empire, online loan China, online loan audit, online loan base camp, online loan world, online loan investment bank, He Xun and so on. com。
Question 3: What P2P online loans are available on the third-party platform of P2P online loans? They are actually personal loans to individuals in society. Only you think the other party meets the loan criteria. Then you can borrow money, and the loan income is usually higher than that of the bank. Of course, the P2P online lending platform can obtain agency fees from it.
Heshi actively responded to the call of the Party and the country for "financial innovation", "solving the financing difficulties of small and medium-sized enterprises" and "increasing residents' property income through multiple channels", adopted an innovative internet financial model, introduced financial service entities such as guarantee institutions and third-party payment through transparent, rigorous and professional operation norms and processes, and strived to create an open, transparent, low-cost and efficient online investment and financing matching platform.
The core members of Heshi come from elites in banking, wealth management, asset management, e-commerce and other fields. With advanced management concept and scientific operation mode, we will build a service system in inclusive finance, provide simple and fast self-financing methods, professional risk filtering investment channels and professional independent financial consulting services, meet the increasingly extensive and in-depth financing and financial management needs of society, and let ordinary citizens participate in the process of wealth redistribution, enjoy the fruits of national economic development, and realize "common prosperity"
Honesty is the foundation of enterprise's survival, and independent brand innovation is the concentrated expression of enterprise's comprehensive ability to participate in market competition. Heshi always adheres to the concept of "honesty-based" and uses innovative technology to make the investment process transparent, improve transaction efficiency and optimize the allocation of financial assets.
Question 4: What are the third-party platforms for P2P online lending? There are 5 1 online loans, online loan home, easy loan search and so on. There are about 100 in total.
Question 5: What are the business models of online lending platforms now? Now it is mainly these kinds of business.
1, pure online mode
Its biggest feature is that both borrowers and investors get it from non-ground channels such as the Internet and telephone, and most of them are credit loans, with a small loan amount. The credit evaluation and audit of borrowers are mostly carried out through the Internet. This model is close to the original P2P lending model, focusing on data lending technology, user market segmentation and small-scale intensive lending needs.
2. Method of creditor's rights transfer
The biggest feature of this model is that there is an intermediary between borrowers and investors-professional lenders. In order to improve the speed of lending, professional lenders first use their own funds to lend money, then transfer their creditor's rights to investors and use the returned funds to lend money again. Creditor's rights transfer mode is more common in offline P2P lending platform, so it has become a pure offline mode.
3. Guarantee/mortgage mode
This model either introduces a third-party guarantee company to guarantee each loan or requires the borrower to provide certain assets for mortgage, so it is no longer a credit loan.
4. Online to offline
This model has attracted more attention in 20 13. Its characteristic is that P2P lending platform is mainly responsible for the maintenance of lending websites and the development of investors. Its process is that small loan companies or guarantee companies find borrowers to review and recommend them to P2P lending platforms. After the platform is re-examined, the loan information will be posted to the website and the bids of online investors will be accepted. Small loan companies or guarantee companies will provide full guarantee or joint liability for loans.
5.P2B mode
P2B model is characterized by a high amount of single loan, ranging from several million to tens of millions or even hundreds of millions. Generally, guarantee companies provide guarantees and enterprises provide counter-guarantees. This model requires the P2P lending platform to have strong enterprise due diligence, credit evaluation and risk control capabilities, otherwise, even with guarantee and mortgage, a single loan default may break through the guarantee ability of the guarantee company.
6. Mixed mode
Many P2P lending platforms do not always clearly distinguish between borrowers, products and investors. For example, some platforms develop borrowers through online channels and offline channels; Some platforms are equipped with both credit loans and secured loans; There are also some platforms that support both manual bidding and automatic bidding or regular wealth management products.
For example, the Renren loan in Wenzhou is a guarantee/mortgage model and an online/offline model.
Question 6: What are the top ten platforms for online lending? Write it in detail Lufax, Red Leader Investment, Pterosaur Loan, Renren Loan, You and I Loan, Which Net Investment, Building Block, Lala Wealth.
Question 7: Which is the regular online lending platform? If I think it's better to keep pace with the times, you may not believe it, but it's true. You can check first to see if I'm right!
Question 8: What is an online lending platform? What is the online loan platform for? That's right.
Question 9: What P2P online lending platforms in the top 10 have no relevant data? However, you can go to the homepage of 360 official website and look at some platforms recommended by 360, such as Golden Pocket, lufax and so on, which are quite good. In particular, the interest rate of gold pocket is also quite high.
Question 10: Is online lending safe now? What online lending platforms can be recommended? 5 points is a good platform, first of all, you can't fool investors. Fundamentally speaking, two basic conditions must be met: high income and low risk.
There are five elements for your reference and comparison: 1, fund custody (avoiding the fund pool); 2. On-site risk control (avoid empty talk about big data, scientific models, certain technologies and other concepts); 3. Full mortgage of easily realizable assets (the fundamental guarantee in extreme cases, even if the guarantee company goes bankrupt); 4. Guarantee by the financing guarantee company (if it is overdue, it will be paid in advance, and if it is in default, it will be at the bottom). Of course, some platforms with huge trading volume will also adopt the risk reserve fund model. As long as the risk reserve fund is enough (remember the word enough), it can also play a good role in protection. 5, competitive income, at least 15%, otherwise what P2P. Whoever does these five aspects comprehensively and well is the best platform. Don't worry too much about where it is, what its background is and how long it will be online.
I recommend you to go to United Investment Finance. Risk control, asset mortgage, principal guarantee and safety factors are all the same, which is the highest level of safety. The income is also considerable: 12%~ 16%.