What information is needed for domestic remittance to American bank account?

1. Remittance to overseas banks needs to fill in relevant collection information:

1. Payee's name: (English or pinyin required)

2. Receiving Bank Country (Region): (can be entered or selected directly)

3. Currency of receipt.

4. Payee account number.

Second, fill in the relevant payment information:

1. Remittance Card Number: (If you transfer money online, you can choose the card number for remittance).

2. Remittance amount.

3. Use of funds: (such as travel, shopping, study abroad expenses, etc.). )

4. Mobile phone number.

5. Remitter's detailed address: (Pinyin or English is also required)

6. ID number.

Introduce several ways of remittance to the United States;

1. Ordinary telegraphic transfer

Ordinary telegraphic transfer is the most common remittance method, and there are many places to choose remittance; There is no limit to the remittance amount. The maximum remittance of cash at the counter is $654.38+00,000 (to be verified), and it can reach the other party's account in 2 days. Ordinary remittance requires a certain handling fee, and personal remittance requires 1‰ of the remittance amount, with a minimum of 20 RMB and a maximum of 500 yuan RMB. In addition, individuals who remit money to Hong Kong and Macao will be charged 80 yuan cable fee, while countries outside Hong Kong and Macao will be charged 120 yuan cable fee. Please indicate the payee's name, account number, detailed address (if any), the name and address of the payee's bank, the correspondent bank and current account (if any) of the payee's bank. It will arrive in four days. The charge is about $30 more than the money order, and the remittance fee may be lower.

Step 2 draft

Money orders are the cheapest. Bank of China provides the collection service of Citibank draft, and customers can take the draft abroad for remittance. Or the Bank of China provides a check in US dollars, but the payee's bank, account number and payee's information must be indicated. The remitter can send the check to the foreign payee, and the payee will cash it at the local bank.

The maximum cash is $2,000, and the maximum cash transfer is $65,438+0,000+0 days, but the remittance should be checked every day.

If it is higher than 1 000 yuan, it needs the approval of the State Administration of Foreign Exchange, and the handling fee is 0. 1%, with a maximum of 250 yuan.

3. International Debit Card

The advantage of international debit card is that there are four cards: 1 main card, which can realize fast remittance in different places. Handle deposit business, and deposit is free of handling fee. There is no handling fee for spending with a debit card abroad. Suitable for use: storage of living expenses, business trip and tourism.

4. International credit cards

International credit cards can also realize fast remittance in different places. There is no handling fee for spending by credit card abroad.

5. Western Union remittance

Western Union individuals who handle this business in China Post or China Agricultural Bank fill out the remittance slip and pay a certain handling fee, and the payee only needs 15 minutes in any one of the world.

The maximum remittance of Western Union is $2,000, and the handling fee is $25. It starts in 40 minutes. More than $2,000 requires proof of tuition fees from the other school and can only be remitted to the school. 10000 USD, and the handling fee is 40 USD. 60,000 yuan requires a handling fee of 2,000 dollars.

Need the name, address, account number, account name and account address of the other bank.

6. Other remittance services, such as China Merchants Bank, have similar remittance services.

7. To transfer money through PayPal, you need a credit card and an ebay account. Unfamiliar operation is more troublesome.

8. Remit money from an American friend and give RMB to his relatives in China. Cross-border business, there are cross-border charges.