The so-called restricted sales, that is, "restricted transactions", means that newly purchased houses need to obtain real estate licenses for a certain number of years before they can be listed for trading or go through formal transfer procedures.
Restricting sales is the main means of regulating the property market this year. Since Xiamen first restricted sales in March last year, about 50 cities across the country have issued "restricted sales orders", and some cities even "restricted sales" of second-hand houses.
Second, Harbin introduced a policy of restricting the sale of new houses. The new house in the 6 th district of the main city cannot be sold for 3 years.
According to the notice, from now on, six districts in the main urban area (Daoli District, nangang district, Daowai District, Xiangfang District, Pingfang District and Songbei District) will cancel the cancellation authority of the online contract filing information of the construction unit. All newly purchased commercial houses (excluding second-hand houses) can not be listed and traded until three years from the date of signing the contract online. Details are as follows:
The "Notice" requires that Harbin will implement a regional sales restriction policy.
From now on, within the six districts of the main city (Daoli District, nangang district, Daowai District, Xiangfang District, Pingfang District and Songbei District), the cancellation authority of the online contract filing information of the construction unit will be cancelled. All newly purchased commercial houses (excluding second-hand houses) can only be listed and traded for three years from the date of signing the online contract for commercial houses.
Commercial housing obtained through judicial decisions, gifts between immediate family members and inheritance. Not restricted by the provisions of the preceding paragraph.
Third, other policies.
(A) sub-regional implementation of land supply
The Notice pointed out that in order to implement the supply-side reform policy, Harbin will strengthen the planning and management of land supply, intensify regulation and control, and formulate differentiated land supply policies according to the relationship between supply and demand of real estate land in various regions.
For areas with large demand for real estate land such as Haxi and Songbei, the supply of residential land should be appropriately increased to speed up the pace of land supply;
Timely organize the supply of residential land released by the transformation of old cities such as Xiangfang District;
For Acheng District, Limin Development Zone and other areas with large inventory of commercial housing, the supply of residential and commercial service land should be properly controlled and adjusted according to market conditions.
In addition, the loan conditions of housing provident fund in Harbin have also been adjusted, as follows:
The notice pointed out that Harbin will improve the conditions of provident fund loans, further reduce the risk of personal debt, and adjust the repayment ability coefficient of personal loans from 0.5 to 0.4 while continuing the existing provisions of provident fund loans.