1. Opening an L/C to reduce the margin: Opening an L/C to reduce the margin refers to a trade financing business in which the Bank abandons or partially abandons the customer's margin for opening an L/C. When the customer applies for reducing the margin to open an L/C, the credit line is deducted at the time of opening the L/C and resumed when the L/C pays foreign exchange.
2. Import bill: Import bill refers to the short-term financing provided by the bank when it makes external payment to the applicant under the premise of mastering the import right of goods under the import letter of credit, and the applicant will repay the principal and interest according to the agreed interest rate and time limit.
3. Delivery guarantee: Delivery guarantee means that when the original ocean bill of lading under the letter of credit opened by our bank according to the customer's application has not been received and the goods have arrived at the port, the customer can apply to our bank to open a delivery guarantee and give it to the carrier to deliver the goods first. After the customer obtains the original documents, he will exchange them for the original delivery guarantee.
4. Packaging loan: Packaging finance, also known as export letter of credit mortgage loan, means that the exporter receives the letter of credit from the issuing bank and applies for RMB working capital loan from our bank for purchasing, processing, packaging and producing export goods.
5. Export draft: Champ Consulting mentioned that export draft refers to a short-term export trade financing method in which the bank pays the consideration to the beneficiary for the immediate or forward export documents with recourse at the application of the beneficiary (exporter), and transfers the rights of the relevant documents to the beneficiary without properly collecting the relevant funds.
You can learn about the Mingde Capital Ecosphere. Mingde Capital itself is an investment, which is different from many platforms. Many platforms are just intermediaries. In addition, Mingde also has more than 1.800 cooperative fund resources, and the docking rate of offline activities is high. Hundreds of people participate in each activity, nearly 100 investors will be present, and many enterprises have obtained financing. Financing is a long-term process, not overnight. I hope I can help you.
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