How about CITIC Bank having A Xin Jinbao? Compare Yu 'ebao.

CITIC Bank's "Xinjinbao" is a precious metal trading brand. Individual investors buy and sell gold and silver products on the Shanghai Gold Exchange, which is different from other gold trading products in the market. It has the advantages of flexible transaction, convenient operation, low rate, reliable quality and no tax burden. Using margin trading mode, two-way trading can be short, and the settlement speed of funds is "T+0", which enables individual investors to capture market profit opportunities in the most economical situation.

Yu 'ebao belongs to the monetary fund, and it is very safe, convenient and fast to settle interest in Alipay system every day. There is no comparability between the two.