8% financial reward, house selection in the whole city, excluding purchase restriction, tax reduction and exemption ... Zhengzhou's "house ticket" resettlement policy attracts expropriated people with various preferential measures. In the case of traditional resettlement, monetization resettlement and housing ticket resettlement in parallel, will the acceptance of "housing ticket" be high Will it become a good medicine for Zhengzhou property market to go to stock?
The placement of "room tickets" is quite eye-catching.
According to the Interim Measures for the Implementation of Housing Ticket Resettlement for shantytown renovation projects in Zhengzhou (hereinafter referred to as the "Measures"), "housing ticket" resettlement refers to a housing resettlement method in which the expropriated person converts the house to be resettled into money according to the policy of monetary resettlement and property right exchange, and distributes it to the expropriated person in the form of housing ticket, and the expropriated person purchases commercial housing (including residential and non-residential) from real estate development enterprises participating in the housing ticket resettlement work; If the expropriated person chooses to settle the house ticket, it shall be deemed as giving up the exchange of house property rights.
It is worth noting that the longest validity period of choosing "room ticket" resettlement is 1 year. Those who do not use it within the time limit will be deemed to have given up the house ticket placement by themselves, and will be resettled by monetary compensation, and will no longer enjoy the corresponding preferential policies for house ticket placement.
So, what are the attractions of the "room ticket"? Judging from the "Measures", it has six "benefits": bonus, that is, 8% of the amount of resettlement compensation rights and interests; A three-month transition fee; Not limited to areas and projects, that is, you can choose from the projects developed by participating developers; Not included in the purchase restriction quantity; Tax relief; Children go to school and enjoy the same treatment as commercial housing owners.
For example, according to the original demolition contract, assuming that the family has about 100 square meters of resettlement housing, based on the value of resettlement housing of 6,000 yuan/square meter, there is about 600,000 yuan of resettlement compensation rights, plus 8% of the reward amount, that is, 48,000 yuan, and the total cash value of "room ticket" is 648,000 yuan.
"The room ticket discount is not small." Jaco, dean of the branch of Anjuke Real Estate Research Institute, said: "On the one hand, there can be an 8% reward for the resettlement compensation rights and interests, and at the same time, there can be a three-month cash reward for the expropriated person. On the other hand, the school district housing problem that buyers are more concerned about has also been clearly explained. Before handing over the house, the child can pass through the school district where the newly purchased house is located after handing over the house. This in itself is more attractive to the demolished people who give up the second-hand market and choose the new house market, and it also solves related problems such as the possibility of a longer transition period and the possible impact of school districts. "
"Buying a house with a room ticket will not be limited to the demolition area. You can choose a qualified developer project in Zhengzhou to subscribe, which objectively increases the subscription scope of the room ticket, that is, the cost performance is higher. In addition, the choice of room ticket subscription is also relatively wide. In addition to housing, it also includes shops, storage rooms and garages, which also makes the use of room tickets more advantageous. " Yan Yuejin, research director of the think tank center of Yiju Research Institute, commented.
The New Deal may help the property market to destock.
Many insiders told reporters that the purpose behind Zhengzhou's "house ticket" resettlement policy is to go to inventory. There are two points worth noting. First, after the implementation of the "room ticket" resettlement, no new resettlement houses will be built for the newly levied projects in principle; Second, the purchase scope of "room ticket" is "the stock housing within the prescribed scope".
What does it mean that Zhengzhou does not build new resettlement houses every year? According to the data of 202 1, 5,6591set of resettlement houses were built in Zhengzhou last year, and135,000 people were resettled. Assuming that Zhengzhou does not build new resettlement houses every year, the market will go to this part of the stock houses less, and 1.35 million relocated households will buy the existing stock houses in the form of house tickets or monetary compensation.
Reducing the superposition effect of new construction and digesting inventory will undoubtedly help Zhengzhou property market. According to the data of RealData, by the end of 20021,the inventory cycle of commercial housing in Zhengzhou was 17.6 months, while the inventory cycle of commercial housing in suburbs was 27.5 months, which was facing great inventory pressure.
In addition, compared with monetized resettlement, Jaco pointed out another directional destocking function of "room ticket": "One of the biggest differences between Zhengzhou's room ticket policy and previous monetized resettlement is that it limits the scope of use of the room ticket itself, that is, it is necessary to choose from the commercial houses participating in real estate enterprises, rather than randomly choosing new houses and second-hand houses after taking money; At the same time, it does not apply to all housing enterprises, and only covers the housing enterprises included in the room ticket list. Therefore, overall, the policy has a certain promotion effect on the sales of commercial housing. At present, Zhengzhou's new housing market has not produced the expected results under the stimulation of' Zheng Nineteen Articles', and the market sales have not improved significantly, which is also an important reason for the introduction of the room ticket policy. "
In addition to helping the new housing market to destock, the measures will also play an active role in the second-hand housing market. Lawyer Wang Haitao of Henan Ye Rong Law Firm pointed out: "As far as the room ticket is concerned, it is essentially a supplement or modification to the contents of the resettlement agreement; The original resettlement agreement can only choose property rights exchange or monetary resettlement; The appearance of house ticket broadens the scope of' property right exchange', that is, it is not solidified on the resettlement house; To a certain extent, it has increased the liquidity of' resettlement houses'. "
According to the reporter's understanding, before obtaining the property right certificate, Zhengzhou resettlement houses cannot be traded like commercial houses. However, if the expropriated person who holds the house ticket chooses to buy a commercial house, the commercial house he purchased can be listed and traded after the restriction is lifted, and it has the same liquidity as the commercial house.
How high is the acceptance of "room ticket"?
Although there are various preferential policies for the "room ticket" at present, whether it can be implemented smoothly depends on the acceptance of the expropriated person and the developer.
Mr. Li, who lives in Zhongyuan District of Zhengzhou, told the reporter: "Our family waited for ten years before and after the demolition and resettlement house. At that time, the children were in a hurry to get married, and the wedding room didn't come down. If you can choose' room ticket', you can choose a room immediately. This is a good thing. "
Mr. Zhang, a villager with multiple houses at home, said: "We have three resettlement houses and have lost two suites. Now we have a place to live, and we built another suite before. Although it is currently closed, it is actually visible. If it is a room ticket, it is hard to say that it can be accepted at once, or it is more cost-effective to consider room tickets and resettlement houses. "
Lawyer Wang Haitao pointed out: "It should be noted that Zhengzhou house ticket placement is based on the voluntary choice of the expropriated person and is not mandatory; In the process of choosing the room ticket placement and using the room ticket, the expropriated person can only choose the real estate development enterprises and corresponding houses that participate in the room ticket placement, which is also a factor that the expropriated person should consider. "
Another consideration is that there are many uncompleted residential flats in Zhengzhou's new market, which also increases people's worries about buying new houses. According to the statistics of Ke Rui, by the end of 20021,the number of sets with delivery problems in Zhengzhou reached 25,249, accounting for 28% of the total number of sets sold in 20021year (89 103 sets).
Judging from the impact of "room ticket" on the property market, Jaco said that the Zhengzhou market is still in the recovery stage such as the bottom, and the market purchasing power has not been released. Zhengzhou's policy is still on the demand side, and it is expected that the "room ticket" policy will promote the demand side more obviously. Under the superimposed preferential treatment, the pace of property buyers entering the market will be accelerated. But it is worth noting that at present, we should pay attention to the safe delivery of real estate. In the past, housing enterprises "thundered", which caused some projects to be postponed or unfinished, which obviously affected the confidence of buyers. In the later period, with the gradual improvement of housing financing, the flexibility and security of housing fund supervision have been continuously improved, and the effectiveness of this policy will be more obvious.
According to the latest data from the National Bureau of Statistics in June, the price of new commercial housing in Zhengzhou was still declining in May, with a decrease of 0. 1 percentage point from the previous month, and the decline tended to narrow. The price dropped by 2.5 percentage points year-on-year, and the decline was still larger than that in April.
Beijing News reporter Xu Qian
Editor Yang proofreads.