Loan term: 10 year (120 months)
Several situations in which the interest rate remains unchanged and the loan is fully paid off:
☆ Calculated by commercial loans with equal principal and interest.
Annual interest rate: 5.5675%(6.55% at 8.5 discount), (4.633333 ‰ monthly interest rate).
Monthly payment: 174 1.78 yuan.
Total interest: 4905438+03.38+0 yuan.
☆ Calculated by commercial loans and average capital.
Annual interest rate: 5.5675%(6.55% at 8.5 discount), (4.633333 ‰ monthly interest rate).
Monthly payment for the first month: 2075.67 yuan.
Decreasing month by month: 6. 19 yuan
Monthly payment at the end of the month: 1339.52 yuan.
Total interest: 449 1 1. 17 yuan.