1. I have paid the housing accumulation fund in full for three consecutive months, and my spouse and minor children have no self-owned houses or rented houses in this city.
2. If there is no householder to pay the rent, you can withdraw it;
3, termination or termination of labor relations with the unit, the account has been sealed for more than 6 months or the housing provident fund has been suspended for more than 24 months and the account has been sealed, you can withdraw;
4. Retirement can be withdrawn;
5, enjoy the minimum living guarantee, can be extracted;
6, the purchase, construction, renovation or repayment of principal and interest of owner-occupied housing mortgage loans, can be extracted;
7. If you leave the country to settle down, you can withdraw it.
Provident fund rental extraction materials
1, original ID card;
2. Original marriage certificate (or unmarried commitment letter);
3. Original household registration book (for viewing minor children);
4. There is no property certificate issued by the real estate registration department under the name of the applicant, spouse and minor children;
5. The applicant's bank account (the applicant's third-generation social security card has been enabled with financial function, so it may not be provided).
In short, the depositor (himself and his spouse) who has paid the housing provident fund in full for 3 months in Wuhu continuously can withdraw the housing provident fund if he has no own house and rents a house in our city.
Legal basis:
Regulations on the administration of housing provident fund
Article 24
Workers in any of the following circumstances, you can extract the balance of storage in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.