Harbin Ye Jia automobile loan can be used as a used car GPS loan and an automobile loan. The company is formal, free of charge, and the national chain store brand for many years is trustworthy. Address: No.0/8 Hengshan Road, Xiangfang District, Harbin (Floor 3/Block B, Far East Building) Liu Jingli Tel: 13069878848.
2. Which bank can handle the mortgage loan in Harbin?
1. Mortgage loans are often made when we continue to use money. In fact, mortgage loans are not good or bad. The important thing is to meet our current needs. Although some banks teach that mortgage loans are cost-effective, not most people can handle them, mainly depending on whether you meet the requirements and which bank can give you loans. Therefore, what suits you is the best.
2. The benchmark interest rate shall be uniformly stipulated by the central bank. The bank's self-determined policies affect some preferential conditions, such as 10% and 15%, but the benchmark interest rates are the same. Generally, the mortgage starts from the benchmark interest rate, and then most of it rises 10%. But because everyone's qualifications are different, I mentioned the preferential interest rate, such as yours.
3. Bank real estate mortgage loans are generally offered by local commercial banks. The advantage of bank interest rate is that the monthly interest rate is about 0.53%-0.67%, and the longest is 25 years. The shortcomings are also obvious. The loan period is about 1 month to 2 months, which requires personal qualifications and company qualifications, so most people without a company can only flinch.
What is the process of housing mortgage loan?
1. Apply for mortgage loan. The purpose, amount and term of the loan proposed by the borrower.
2. Submit and inquire about the house ownership certificate and the state-owned land use right certificate, and prepare the loan materials: the borrower and the mortgagor will prepare all the documents and certificates required to apply for the loan as required; Including my spouse's ID card, household registration book, income certificate, corresponding personal consumption contract and marital status certificate; Property ownership certificate, owner's and spouse's ID card, household registration book and proof of marital status.
3. look at the house. Relevant institutions should conduct on-the-spot investigation and evaluation of mortgaged houses.
4. Apply for a loan. Submit all loan application materials together with the evaluation report or opinion to the bank for approval.
5. Notarization of loan contract. After the borrower and the mortgagor fill in (loan contract) and all relevant documents, sign them and press their fingerprints, they will be notarized by a notary.
6. The house ownership certificate and the state-owned land use right certificate are used for mortgage registration. The bank shall go through the mortgage registration formalities at the property right office with the house ownership certificate and notarized loan contract, and then submit the property right, land and mortgage contract to the bank for filing.
7. Bank accounts and loans. The borrower opens a repayment account, the bank lends money to the account, and the borrower repays on a monthly basis.
Which bank is good for housing mortgage loan? What is the process? You should know something by now. I would like to remind the majority of lenders that the repayment pressure of mortgage loans is also relatively high, and everyone should do what they can, because once they fail to repay on time, they are likely to face the situation of being auctioned by banks.
3. Which bank in Harbin can handle mortgage loans?
You can't go to the bank by yourself, usually through a financial guarantee company. What kind of car are you? I hope I can help you.
4. Which bank in Harbin can mortgage the car loan?
China Construction Bank can mortgage vehicle loans and use the bank's car mortgage. The procedure is simple.