Pensions are fixed! The basic pension for retirees is raised by 3.8%
When will the basic pension for retirees be adjusted and raised?
Retirees from enterprises and institutions who go through retirement formalities according to law and receive basic pensions on a monthly basis will raise the level of basic pensions, and the overall adjustment level will be 3.8% of the monthly per capita basic pensions of retirees.
According to the relevant person in charge of Ministry of Human Resources and Social Security, this adjustment will continue to adopt the adjustment mode of combining quota adjustment with appropriate inclination. The quota adjustment reflects social equity, and the adjustment standards for all types of retirees in the same area are consistent.
Hook adjustment reflects "overpayment and overpayment" and "long-term overpayment and overpayment". Those who have paid for a long time will receive more pensions, and they will be appropriately inclined to reflect key care and take care of the elderly retirees and retirees in hard and remote areas.
How much does Foshan adjust the basic pension for retirees? When will this plan be announced?
There is no unified time for raising pensions in provinces and cities across the country. At present, the provincial pension adjustment plan has not yet been drawn up and will be announced in a while. Therefore, the amount of pension increase in Foshan has not yet been determined.
The basic pension for retirees will be raised by 3.8%, and the pensions in subsequent provinces will be adjusted.
Guangdong retirement is the same as Foshan. It's a little special except Shenzhen. According to relevant public information, at present, China's basic old-age insurance is provincial-level overall planning. No matter where a worker retires in the same province, municipality directly under the Central Government or autonomous region, the calculated basic pension is exactly the same, and there is no difference.
Refer to the adjustment rules of basic pension for retirees in Guangdong Province.
province
Guangdong
Quota adjustment
Increase 28 yuan/month
Hook adjustment
One is "payment period × 1 yuan+(payment period -20 years) × 1 yuan";
Second, it increased by 2. 1% on the basis of the previous year's base.
Third, the age of 70, 80, 90 and 100 increased by 20, 30, 60 and 200 yuan respectively;
Pension, also known as pension and retirement fee, is the most important social pension insurance treatment. That is to say, according to the relevant laws and regulations of our country, after workers are old or lose their ability to work, according to their contributions to society and their qualifications for enjoying old-age insurance or retirement conditions, the insurance benefits paid in monetary form on a monthly or one-time basis are the needs of benefiting the society and are mainly used to protect the basic living needs of employees after retirement. Pensions are accumulated and operated according to the principle of accumulation by the state, the collective and the individual. When people are in their prime of life, part of the wealth created is invested in pension plans to ensure a sense of security in their later years.
Average social wage in Guangdong province
Urban social average wage
Foshan 8690
Guangdong pension calculation and distribution method: basic pension is equal to basic pension plus personal account pension plus transitional pension. Basic pension: Basic pension refers to the pension paid to retirees from the basic old-age insurance pooling fund. The monthly basic pension standard at retirement is based on the average monthly salary of local employees in the previous year and the average monthly salary of my indexed payment. Pension is a part of the service remuneration paid to employees of enterprises and institutions in one lump sum or in installments after retirement.
The retirement salary of Guangdong people is similar to that of the whole country, but it is high and low. In different periods, because Beijing is a first-tier city and the cost of living is relatively high, the personal retirement salary will be slightly higher than other small cities.
The level of retirement salary first depends on the length of a person's working years, followed by what kind of work you are engaged in, and then the level of your title or rank. These three aspects play a decisive role in a person's retirement salary.
Social insurance law
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding pension insurance benefits according to Chinese laws.
Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
(1) monthly basic pension = basic pension+personal account pension
Among them, the basic pension = (average monthly salary of employees in the province last year+average monthly payment salary) /2* payment period * 1%= average monthly salary of employees in the province last year (1+ average monthly payment index) /2* payment period * 1%.
My average contribution wage index =(a 1/Al+a2/AZ+. . . +an/An)/N
In the formula, a 1, a2. . . Anzhi 1 year, 2 years before the insured retires. . . . . . . I get paid in n years; A 1、A2。 . . . . Anzhi 1 year, 2 years before the insured retires. . . . . Average annual wage of local workers. N years; N is the number of years that enterprises and employees actually pay the basic old-age insurance premium.
(2) Personal account pension = total amount of personal account storage/number of months.
1, pension = basic pension+personal account pension
2, personal account pension = personal account storage amount ÷ months (the number of months is determined according to the retirement age and the average life expectancy of the population at that time. Calculated months are slightly equal to (average life expectancy-retirement age) X 12. At present, 50 years old is 195, 55 years old is 170, and 60 years old is 139.
3. Basic pension = (average monthly salary of employees in the province last year+average monthly payment salary indexed by myself) ÷2× payment period × 1%= average monthly salary of employees in the province last year (1+ average payment index by myself) ÷2× payment period × 1%.
4. In the formula: my indexed monthly average payment salary = the average monthly salary of employees in the whole province in the previous year × my average payment index.