On August 28th, the Provident Fund Center announced that the Bank of Communications had entrusted the housing provident fund loan to be self-accounted. It is mentioned that the business of "monthly repayment from provident fund" that the borrower has applied for will be changed to "repayment of loans", that is, the repayment will be deducted from the individual provident fund account agreed in the agreement according to the principal and interest of the provident fund loan that the borrower should repay in the current month, and the insufficient part will be deducted from the borrower's repayment bank card (discount). Will the repayment industry directly deduct it from the provident fund account after September 1?
A
Dear writer: Hello! Since September 1 year, the original provident fund loan undertaken by Bank of Communications in our city has been independently accounted by the provident fund center, and the deduction date of the provident fund loan has been adjusted to 20 days, and the original entrusted transfer repayment agreement has been automatically changed to repayment. Welcome to call the provident fund hotline 12329.
Q
I am from Bengbu. After work, the company's provident fund is the provincial provident fund. Can it be used to buy a house in Bengbu? Borrow as much as you can. Dear writer: Hello! Due to lack of funds, our city has suspended accepting applications for provident fund loans from foreign housing provident fund depositors in our city since February 20 19/day.
Q the housing provident fund loan has been repaid for three years, and now I want to pay off the remaining loans in one lump sum and stop borrowing. What should I do? What procedures and materials are needed? Dear writer: Hello! Please contact CCB, the loan bank, at 205 1265.
Q how to withdraw or transfer the original unit provident fund to the current unit? Dear writer: Hello! If the provident fund has been sealed for 6 months and is unemployed, you can apply for withdrawal of the provident fund. When a new work unit pays the provident fund, it is necessary to transfer the provident fund. (The transfer requires the unit manager or himself to bring his ID card to the business hall of the provident fund center. )
Hello. I bought my first new house the year before last. Then, at that time, developers did not give provident fund loans, only commercial loans. So I borrowed money to buy it. Now I'm going to get a room. Want to know if I can withdraw the provident fund in this way? How much can I withdraw if I can? What is the procedure? Dear writer: Hello! Within one year from the date of signing the house purchase contract, the first withdrawal of provident fund from pure commercial loans requires ID card, bank card house purchase contract, loan contract and bank repayment in the past three months. You can withdraw half of the balance of the provident fund at that time plus the actual repayment amount.
Q: I bought a second-hand house. When you apply for provident fund withdrawal online, you enter the real estate license number. Why do you prompt that I can't find my real estate license information? Dear writer: Hello! Buying a second-hand house can be handled online within one year after the transfer. Welcome to call 12329 for details.
Bengbu real estate recommendation: Huadi Hongyang Mansion
Huadi Hongyang Mansion is in a superior position, belonging to the center of the old city, seamlessly docking with the core of each region within 5 kilometers, and the traffic is very convenient. At present, the price in this area is above 8000, and the actual average transaction price of this project is around 7600! The greening rate of the project is as high as 45%, surrounded by the Green Lung Park in three major cities: Zhanggongshan Scenic Area, Datang Park and Dayu Cultural Square, with three small schools in Chaoyang and two small schools in Qianjin, and a strong educational atmosphere in No.1 Middle School and No.4 Middle School, which is suitable for both immediate needs and improvement!
Huadi Hongyang Mansion has 100 sets of special rooms to choose from. The price of existing houses in the first phase is 7888 yuan/square meter, and the high-rise buildings in the second, third and fourth phases are 6500 yuan/square meter. Opportunity knocks but once. For details, please consult: 400-8 19-8494 to 468.
Huayang mansion
Sales reference price: the reference average price is 7600 yuan/㎡.
Property Address: Intersection of Shengli West Road and Weisi Road, Yuhui District, Bengbu City
Property Tel: 400-8 19-8494 to 468.
The special room in September starts from the prefix 6.