I want to know more about today's safe life in China.

Hello, it's my pleasure to answer your questions. Jinyu Life is a life-long financial insurance product. The refund amount is: 10% of the insured amount every two years before the age of 60 (inclusive), such as 1 10,000, and 1 10,000 in two years. After the age of 60, 6% of the insured amount will be returned every year, that is, 60,000 yuan per year. Until life. Refunds can be collected at any time or not. If you don't receive it, we will pay interest at the rate of 4% per annum. This part of the money, we call it the accumulation survival fund. Another benefit of this insurance is dividends. The dividends of all dividend insurance are uncertain and depend on the operating results of the insurance company. According to the relevant provisions of the Insurance Law, an insurance company must allocate no less than 70% of its distributable surplus in that year. According to the demonstration interest rate of the specific scheme, we will generally interpret it according to the mid-range and customers. The current dividend is higher than the mid-range dividend, but it has not yet reached the high-end demonstration dividend. The policy also has a cash value, which is increasing year by year. Specific to the detailed plan. Policy loan: 80% for the first loan, and 80% for the second year and the first year. Specifically, as you said, five years later. . . . . . 60 years, how much? It depends on the specific plan. Different insurance ages are also different. I hope my answer will satisfy you. Please feel free to contact me if you have any questions. Good luck and good health.