1. Bank of China Enterprise Online Banking/Bank of China Enterprise Mobile Banking submit an application.
Enterprises log in to China Bank's corporate online banking, and select China Bank's corporate e-loan-loan application in the loan service. The system will automatically jump to the loan application menu under China Bank's new corporate online banking (new online banking customers of China Bank can log in to the home page and click Financing Services-inclusive finance Loan-loan application to directly apply for related products). The enterprise shall confirm the loan application information, collateral information, basic product information and basic enterprise information, and submit the application after signing the relevant agreement text on the website of China Bank.
IGTB online banking customers can also click "More Functions"-"inclusive finance Loan" on the homepage of corporate mobile banking of Bank of China, verify the security authentication tools and select corresponding products, and then click "Apply Now" to apply for products.
2. Sign the loan contract offline and handle the mortgage registration.
After the bank's application for enterprise online banking is approved, the account manager will contact the enterprise, the business owner and the mortgagor offline to sign loan contracts and mortgage contracts, and go through the mortgage registration formalities at the real estate registration center (or online). After the mortgage registration is completed, the mortgage warrants will be put into storage and managed in accordance with the relevant provisions of the current mortgage management of the bank.
Step 3 retreat
In the "China bank enterprise e-loan? During the validity period of the mortgage loan product line, enterprises can initiate withdrawal through China Bank's enterprise online banking/China Bank's enterprise mobile banking, and the loan funds will be transferred to the enterprise settlement account agreed in the contract.
(Answer time: July 7, 2023)
The above contents are for your reference. Please refer to the actual business regulations.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.