1. The credit report is divided into personal credit report and enterprise credit report, which is a personal credit information record released by the Credit Information Center of China People's Bank, and is used to query the social credit of individuals or enterprises. Credit reports are divided into three categories, namely personal basic information, credit transaction information and other information. 2065438+May 2009, new personal credit information was officially released, and the length and fineness of credit information will be further improved. On June 65438+1October 65438+September, 2020, the second generation credit information system was officially launched.
2. CITIC Xincheng Asset Management Co., Ltd. was incorporated in Shanghai on April 9, 2065438 with a registered capital of 50 million yuan. The company was established by CITIC Trust Co., Ltd. and Xincheng Fund Management Co., Ltd. * * *, with a shareholding ratio of 45% and 55% respectively. Under the management principle of "credit construction as the foundation, risk control as the premise, innovative service as the means and value realization as the goal", CITIC Xincheng adheres to the business purpose of "customer interests first", strictly abides by the provisions of laws, regulations and regulatory policies, fulfills its duties, is honest and trustworthy, strives to maintain and increase the value of customer assets, provides customers with the best service and makes positive contributions to the healthy development of the financial economy.
1, background
In order to better serve the real economy and adapt to the new development environment and opportunities of the wealth management industry, CITIC Xincheng will actively cooperate closely with banks, brokers, insurance, trusts and private placements, give full play to CITIC's brand influence, take advantage of shareholders' resources, especially CITIC Trust's professional, steady and innovative investment management experience in the trust field, build a professional management team, and strive to become an "integration" with obvious comprehensive advantages and lasting core competitiveness.
2. Business content
20 13 May, CITIC Xincheng was approved by China Securities Regulatory Commission and became a specialized asset management company specializing in asset management of specific customers and other businesses permitted by China Securities Regulatory Commission. The company raises funds by issuing specific asset management plans, including cash, bank deposits, stocks, bonds, securities investment funds, central bank bills, non-financial corporate debt financing instruments, asset-backed securities, commodity futures and other financial derivatives, as well as unlisted equity, creditor's rights and income rights. At present, the company has established an asset management business operation management system, set up a number of business teams, and comprehensively developed professional asset management business.