What does the insurance blacklist mean

Generally, people on the blacklist had more accidents last year, and the amount of compensation has exceeded the amount of premium paid.

As a profit-making organization, insurance companies should not only assess their performance, but also their profits.

Once blacklisted, you will be refused insurance. Even if you are insured in other companies, you will be refused insurance once you find out your insurance situation last year.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.