Hong Zhong Insurance has a good reputation and reputation in the industry, you can rest assured. The best proof of an insurance company's outstanding strength is its ranking in the industry, comprehensive solvency, operating conditions and product reputation. I made such a ranking and sent it to you for free: the latest list! Top Ten Insurance Companies in China
Hong Zhong Life Insurance Co., Ltd. rarely appears in everyone's field of vision. In fact, Hong Zhong was established very early, and it is the first Sino-foreign joint venture life insurance company in China. Insurance companies must meet many conditions before they can be established. Basically, no insurance company is really a small company. Next, I will analyze Hong Zhong Life Insurance Company from three aspects: service, products and solvency.
(1) service status
On 20 17, Hong Zhong opened the family office of "Fortune Family". High-net-worth customers in Hong Zhong can enjoy five service systems, namely, legal and tax planning, global elite education, private health management, comprehensive wealth management and high-end quality life, which have won many praises. Hong Zhong won the "Best Insurance Service Award" in 20 19, showing that Hong Zhong's services are still very popular.
(2) Product information
I sorted out the specific content of this article:
Select the latest version of Acer's critical illness insurance, Long Baokang Extreme Edition for analysis, and the protection map will be presented first:
As can be seen from the protection map, this edition of Long Security Kang Extreme Edition covers 80 kinds of serious diseases, and three kinds of serious diseases will be paid in increments, up to 380% of the insured amount. The proportion of compensation for minor diseases is only 20%, but 40 minor diseases are guaranteed to be 70 years old, and there is death protection. The second payment for malignant tumor can pay 100% of the basic insured amount, with an interval of 5 years. Generally speaking, this overpaid critical illness insurance is quite cost-effective and not very high.
(3) Solvency
Let's look at its solvency first:
So what is the solvency of this product? The following is a list:
Summary: Hong Zhong Life's strength is still good. Although some products are not particularly good, they do well in service and reimbursement. The products of various insurance companies are mixed. You don't need to care too much about the company. The focus should be on whether the product is suitable for you.