According to the regulations of the Bank of East Asia, there is generally no minimum deposit for opening an account. For ordinary accounts with an average daily balance of less than 5,000 yuan, the monthly account management fee of 10 yuan will be charged. The initial deposit amount of a fixed account is RMB 5,000, and the deposit period is three months, six months, one year and two years. Seven-day notice deposit with an initial deposit of RMB 50,000. Xianzhuo wealth management account, with an initial deposit of RMB 200,000. For the Xianzhuo wealth management account with an average daily balance of less than 200,000 yuan, 200 yuan's account management fee will be charged annually. Domestic customers within 3 months from the date of account opening will be charged RMB 50 yuan handling fee. It is understood that the RMB business carried out by Bank of East Asia mainly includes general account deposits and withdrawals, remittances, unsettled wealth management accounts, general insurance and life insurance products, personal housing mortgage loans, overseas wealth management products on behalf of customers and RMB financial derivative investment products. According to industry insiders, compared with HSBC, Citigroup and Standard Chartered, the charges of Bank of East Asia are much lower.
2. What bank does the Bank of East Asia belong to?
Bank of East Asia, consolidated assets of HK$ 200 million on February 3 1 and February 20 13). The Bank of East Asia is listed on the Hong Kong Stock Exchange and is a constituent stock of the Hang Seng Index. At present, it has 89 branches, 63 wealth management centers of excellence and 9 i- wealth management centers in Hong Kong, among which Lee, the chief executive of Hong Kong, has the largest network. The total consolidated assets in 20 13 are HK$ 754 billion.
3. What is the Bank of East Asia?
The Bank of East Asia was established in Hong Kong in 19 18, when it was only a regional bank serving local residents. The Bank of East Asia is already the largest local bank in Hong Kong. Since 1960s, the Bank of East Asia has gone overseas and set up branches in the United States, Canada, Singapore, Indonesia, Malaysia and other places, gradually becoming a global bank. : 1. Bank is a legally established financial institution engaged in monetary credit business, which is the product of the development of commodity monetary economy to a certain stage. Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, franchised institutions, investment banks and the World Bank, with different responsibilities. Central Bank: China People's Bank is the central bank of China. State-owned policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China Development Bank. State-owned commercial banks: including China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Postal Savings Bank and Bank of Communications. Franchise: refers to the institutions established by commercial banks for specific business areas of the Bank, which are different from traditional branches; Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, UBS Group AG, Societe Generale, etc. World Bank: It is used to help countries overcome poverty. Various institutions play a unique role in alleviating poverty and improving living standards. 2. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank. 3. The profit ratio of most domestic banks is: loan 30%, bank insurance 10%, wealth management fund product sales 10%, financial instrument sales 5%, financial intelligent terminal business consumption 30%, hedging business 5%, bill business 10%, etc. The profit ratio of foreign banks is: loan 15%, bank insurance 15%, wealth management fund product sales 15%, financial instrument sales 10%, financial intelligent terminal business consumption profit 35%, hedging business 5%, bill business 5% and so on.
4. What bank does the Bank of East Asia belong to?
The Bank of East Asia is the most independent local bank in Hong Kong.
The Bank of East Asia was established in Hong Kong, China on 19 18, and has been committed to providing comprehensive retail and commercial banking services to customers in China, China, Hong Kong and other major markets around the world. 20 1 February 3, 91day, the total consolidated assets of Bank of East Asia reached HK$ 865.2 billion (1,11US$ 100 million).
The Bank of East Asia is listed on the Hong Kong Stock Exchange. At present, it has 70 branches, 54 wealth management centers of excellence and 1 1 i- wealth management centers in Hong Kong, and its network is one of the largest in Hong Kong. From July 20 19 1 day, Li Minqiao and Li Minbin became co-CEOs.
With the strong support of China Banking Regulatory Commission, Bank of East Asia (China) Co., Ltd. was formally established in 2007, becoming one of the first foreign banks registered as corporate banks in the Mainland. East Asia China has set up branches in 44 cities across the country, making it one of the largest banks with Hong Kong capital. In 2002, the mainland launched the "electronic network banking service" for individual customers, and in early 2004, the mainland also launched the "enterprise electronic network banking service", which provided a unique, convenient and reliable electronic financial management solution for mainland enterprise customers.