Meet the above conditions, you can get the application form from the provident fund management center, check the loan balance from the original bank, then go through the formalities at the house purchase guarantee company, return the loan from the original bank, and go through the formalities at the bank designated by the provident fund management center.
Provident fund loans must be continuously deposited for more than 1 year before loans can be made.
How much to bring is mainly related to your salary and the state of the house.
The monthly repayment should not exceed half of your salary.
You want to buy a new house, right? The new house provident fund can give you a loan, and 80% of the total house amount can be loaned for 30 years.
If there are few second-hand houses, 70% of the total amount of the second-hand house loan to you depends on the age of your house. If the building age exceeds 15, it cannot be brought.
The banks that lend money are almost the same, and are not affected by your provident fund bank. Personally, I think it's best to find a bank that is convenient for you to go to, so that you can repay the money on a monthly basis in the future. It is best to have a business outlet near your home or work unit, and the bank's loan policy is basically the same.