2. Investors who buy trusts can be understood as depositors.
3. Trust companies play the role of financial intermediaries, lending the funds of investors who need investment opportunities to those project companies that need funds.
4. The income of trust companies comes from trust remuneration.
For example, the real estate trust lends to the project company at the interest rate of 14%, and then the interest rate of trust products to investors is 9.5%. At this time, there is still a 4.5% spread, but it is not all earned by the trust company. Since trust companies generally have no sales outlets, they should entrust banks or third-party financial management to help them issue.
Therefore, it is necessary to give 2% of the distribution fee to the organization that helps distribute it. Then there is about 0.5% money to pay the bank account supervision fee, storage fee, lawyer's fee and so on. The remaining 2% is the income of the trust company.
Extended data
Basic characteristics of trust companies
Trust is based on trust, and the trustee should have a good reputation.
2. The premise of trust establishment is that the trustor should entrust his own property to the trustee.
3. Trust property is independent. After the trust is established according to law, the trust property is separated from the self-owned property of the trustor, trustee and beneficiary and becomes independent property.
4. The largest trust affairs in interest management in which the trustee is the beneficiary.
Trust business includes commercial trust, civil trust, public trust and other fields. Financial trust and investment companies approved by the central bank can operate four types of trust business, including fund trust, chattel trust, real estate trust and other property trust.
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