After signing the house purchase contract and obtaining the payment voucher, the purchaser signs the house mortgage loan contract with the developer and the bank with the relevant legal documents stipulated by the bank, stipulating the amount, term, interest rate, repayment method and other rights and obligations of the mortgage loan.
1, sign a house sales contract with the developer first;
2. Information provided according to the requirements of the developer: copies of household registration certificate, ID card and marriage certificate issued by the employer, and income certificate stamped with the company's fresh seal (bank income certificate format signed by the developer) shall be submitted to the developer for handling;
3. After the approval of the bank, notify the bank to sign, and it is completed.
Mortgage loan refers to the purchase of houses by property buyers as collateral, and the phased guarantee provided by the purchased real estate enterprises.