Is the new letter wallet formal? Is the new wallet reliable?

As more and more people get used to spending in advance, people's demand for online loans is getting higher and higher. However, among a large number of online lending platforms, some have no formal licenses. Although these platforms are ostensibly low-interest, they are actually usurious, and many borrowers only discovered them after borrowing them. Recently, a small partner came to ask if the new letter wallet is formal. So, is the new letter wallet formal? Friends who are interested in this question can continue reading.

The new letter wallet is irregular.

Xinxin wallet is a formal online lending platform. Xinxin wallet was launched by Chengdu Youka Information Technology Co., Ltd. on 20 19, and the current maximum amount is 200,000 yuan. Chengdu Youka Technology Co., Ltd. was established on 20 18 with a registered capital of 50 million yuan. Is a financial technology company with a formal financial license after being approved by the China Banking and Insurance Commission (hereinafter referred to as China Banking Regulatory Commission), and its new letter wallet has also been formally qualified. Borrowers need to check their credit information when applying for loans, but some people with credit problems cannot borrow on this platform. Therefore, Xinxin wallet is a formal online loan product.

Well, that's the answer about whether the new wallet is formal, and I hope it can help friends who encounter such problems.