Can you talk about the huge profits in the insurance industry? (Why do you say insurance profiteering? )

Thank you for your invitation. The above two answers are very professional and detailed. I only said the insurance agent's fee. It seems that the initial commission of life insurance is really high, but in fact it is less than 4% of the total premium paid by customers. In case of a customer's birthday or a family member's wedding, the insurance company's agent will also give it away. Although this is secular, it is also a big expense now. If the customer is hospitalized or accidentally injured, the insurance agent will still buy gifts to visit. This does not include all his usual travel expenses, whether driving or driving, or inviting him to dinner.

Nevertheless, many of our customers still think that the insurance industry is a profiteering industry, and it is really not surprising that they don't understand it. However, insurance agents are really hard, and they have to bear the pressure of work, the cynicism of customers, the misunderstanding of family members and the alienation of friends. . . . . .

Since insurance is so difficult to do, why are there so many people doing it? Most people are grateful. Every time you sell an insurance policy, this customer is guaranteed, which is the beginning of insurance service. If you meet an insurance agent who sells insurance for you, please respect them, even if you don't want to insure. This is their profession. If you are still a caring person, encourage them. Maybe your encouragement will make them come true. Is that a good thing?

Thank you for your concern about insurance! I hope this answer will satisfy you.

I am a headhunting consultant and have a comprehensive understanding of the insurance industry.