The "three funds" are the housing accumulation fund, the small enterprise wage guarantee fund and the disabled unemployment guarantee fund. 1. Housing accumulation fund: refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees. 2. Wage protection fund: refers to the social and economic system in which the employer defaults on the wages of employees and the provisions of these regulations exist, and the competent department advances a certain amount of wages to employees with the wage protection fund according to relevant regulations. 3. Unemployment insurance for the disabled: The system of applying for unemployment insurance for eligible disabled people aims to ensure their basic livelihood.
One, three gold insurance includes housing provident fund, wage protection fund and unemployment insurance for the disabled. 2. Related knowledge: The five insurances and three payments are the collective name of the legitimate rights and interests of workers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance, housing provident fund, wage arrears insurance and disability unemployment insurance.