No compensation for 4 consecutive years or more: the preferential treatment coefficient without compensation is 0.5;
No compensation for three consecutive years: the preferential treatment coefficient without compensation is 0.6;
No compensation for two consecutive years, or three consecutive years 1 time: the preferential treatment coefficient without compensation is 0.7;
No payment in the latest year, or payment for two consecutive years 1, or payment for two consecutive years: the preferential coefficient of no payment is 0.8;
The new car is paid 1 time in the first year, 1 year, twice in two consecutive years, and three times in three consecutive years: the concession coefficient is1;
/kloc-0 twice a year, three times in two consecutive years and four times in three consecutive years: the coefficient of preferential treatment without compensation is 1 .2;
1 year for 3 times, 4 times for 2 consecutive years and 5 times for 3 consecutive years: the free preferential treatment coefficient is1.4;
1 year for 4 times, 5 times for 2 consecutive years and 6 times for 3 consecutive years: the free preferential treatment coefficient is1.6;
1 year for 5 times, 6 times for 2 consecutive years and 7 times for 3 consecutive years: the coefficient of free preferential treatment is1.8;
1 year 6 times, 7 times for 2 consecutive years and 8 times for 3 consecutive years: the free preferential treatment coefficient is 2.
note:
1, Beijing and Xiamen have not paid for 5 years or more in a row: the preferential coefficient for unpaid fees is 0.4;
2. Some areas are also affected by road traffic safety violations. Please consult the local underwriting department for details.
After the comprehensive reform of auto insurance, the floating range of compulsory insurance rate is as follows:
No-responsibility road traffic accidents in the last three years, with a floating rate of-30%;
No-responsibility road traffic accidents in the last two years, with a floating rate of-20%;
Irresponsible road traffic accidents in the last year, with a floating rate of-10%;
A road traffic accident involving no death occurred in the last year, with a floating rate of 0%;
Two road traffic accidents involving no death occurred in the last year, with a floating rate of10%;
The floating rate of responsible road traffic deaths in the last year was 30%.
note:
Some areas are also affected by road traffic safety violations. Due to different regions, the corresponding floating range of insurance rates will be different. Please consult the local underwriting department for details.
Tips: If you need to consult Ping An Auto Insurance related business, you can call Ping An Auto Insurance 955 1 1-5 for consultation.
Reply time: 2022-0 1-20. Please refer to the latest business changes announced by Ping An Bank in official website.