1. The business license is not registered in the same administrative region (across provinces, cities and counties), and it is necessary to open a basic deposit account;
2. It is necessary to open a general deposit account for handling off-site loans and other settlements;
3. Corporate customers need to open a special deposit account because of income remittance or business expenses incurred by affiliated non-independent accounting units or institutions;
4. Temporary business activities in different places need to open a temporary deposit account.
The process of opening an account in different places is as follows:
1. The customer submits an application for witness communication products, and authorizes its overseas companies or individuals to review the original materials in overseas banks;
2. After the bank has passed the examination, it will send a letter of cooperation to the co-organizer to clarify the customer information, data name and authorized contact person;
3. According to the requirements of the host bank, the co-sponsor bank accepts the contact information, verifies the authenticity of the original, affixes the official seal of the co-sponsor bank, the list of reviewers and the seal of "Copy is consistent with the original" on the copy, and sends it to the host bank;
4. The host bank informs the customer to come to the bank to sign and confirm the information, and then go through the account opening procedures.
Legal basis: Article 5 of the Measures for the Administration of RMB Bank Settlement Accounts.
The depositor shall open a bank settlement account at the place of registration or domicile. Except that bank settlement accounts can be opened in different places (across provinces, cities and counties) in accordance with the provisions of these Measures.