Internet finance P2P industry, is the income 13%- 15% legal? The income is too high, which is more risky than bank wealth management products?

The investment model of Juding Fujun is legal, and the high income is mainly determined by the lending model. The same type of wealth management products of banks are mainly because banks share part of interest income, and the operating cost of banks is high, which leads to your income being compressed. If we take the bank's full loan interest as the income return, it may be much higher than our 12% income.