1, increase the support of business guarantee loans. Relevant departments of all localities should implement the policy of entrepreneurial guarantee loan, provide financing support for qualified veterans' entrepreneurial innovation, and exempt counter-guarantee requirements according to regulations. Encourage qualified places to appropriately raise the upper limit of the loan amount. Promote the online processing of business guarantee loans, simplify the approval process and shorten the approval time.
For retired military entrepreneurs with positive repayment, strong employability and good entrepreneurial projects, they can provide no more than 3 times of discount support for entrepreneurial guarantee loans. Encourage the handling bank to extend the time limit for retired soldiers who are difficult to repay loans temporarily and meet the relevant conditions.
2. Innovative financial credit products. Relevant local departments should guide financial institutions to innovate credit products suitable for the effective financing needs of retired military personnel and provide support for entrepreneurial innovation of retired military personnel. Give play to the role of government financing guarantee institutions.
Provide financing and credit enhancement support for small and medium-sized enterprises and individual industrial and commercial households of retired military personnel, and meet the relevant compensation conditions, and fulfill the compensation responsibilities in a timely manner according to law. Conditional places can explore the establishment of market-oriented risk compensation funds and provide loan interest subsidies. Support veterans' entrepreneurial innovation.
3. Guide social capital support. Give full play to the role of government investment funds such as national and local SME development funds, incite more social capital to invest early, small and innovative, and support qualified veterans' entrepreneurial innovation. Give play to the role of multi-level capital market, and provide convenient support for qualified veterans to set up enterprises for listing or listing financing.
We will increase the innovation of bond products and support enterprises founded by retired soldiers to raise funds by issuing bonds of innovative start-up companies. Encourage local veterans affairs departments to guide social capital to set up special funds to provide financial support for veterans' entrepreneurial innovation.
4, the implementation of tax relief. Relevant local departments should fully implement the inclusive tax support policies such as pre-tax deduction of R&D expenses, phased exemption of small-scale taxpayers' value-added tax, income tax relief for small and micro enterprises, and return of value-added tax first. Self-employed demobilized military cadres and self-employed retired soldiers can enjoy corresponding preferential tax policies according to the existing regulations.
5. Relieve the rent pressure. Strictly implement the phased rent reduction policy for major markets issued by the State Council. In 2022, the rent of state-owned houses rented by retired military personnel, small and micro enterprises and individual industrial and commercial households will be reduced for 3-6 months.
Encourage the direct lease of state-owned houses to small and medium-sized enterprises and individual industrial and commercial households of retired military personnel. If it is really necessary to sublet or sublet, it is necessary to ensure that rent-free benefits the ultimate lessee. Guide non-state-owned housing leasing entities to share the losses caused by the epidemic reasonably on the basis of equal consultation.
Characteristics of veterans:
1, rich military experience: Retired soldiers received professional military training during their service and accumulated rich military experience. They have military skills, tactical knowledge and leadership, and can keep calm in various situations and effectively cope with challenges.
2. Teamwork spirit: The training of troops emphasizes teamwork and cooperative combat ability, and retired soldiers usually have good teamwork spirit. They are used to supporting and cooperating with each other in the team, and can effectively cooperate with others to complete the task.
3. Sense of responsibility and discipline: The troops pay attention to discipline, and retired soldiers have a strong sense of discipline and responsibility. They are used to finishing tasks on time, observing rules and regulations, and being able to keep calm and self-discipline under pressure and difficult environment.
4. Perseverance and adaptability: Retired soldiers usually have the quality of perseverance, and they have cultivated the ability to resist pressure and adaptability in the hard military life. They can adapt to different environments and changes quickly and don't give up easily in the face of challenges.
5. Leadership: Retired soldiers have experienced promotion and command at all levels in the army and cultivated good leadership skills. They have the ability to organize and coordinate, implement decisions and motivate teams, and can also play a leading role in civic life.
The above contents refer to: People's Republic of China (PRC) Veterans Affairs Department-Veterans Affairs Department and other 2 1 departments' guiding opinions on supporting veterans' entrepreneurial innovation.